If you are looking to buy a property for the first time you may need to consider first time buyer options. Cheap first time buyer mortgages are available if you shop around. There are many options including various Government schemes, guarantor mortgages and key workers mortgages.
Loansgle hope to soon have many lenders on the pages of our site who specialise in cheap first time buyer mortgages. In the meantime, have you considered getting a joint mortgage with someone else if your income is not quite enough?